Many are having a hard time trying to make end meet these days. So how does one make ends meet in these difficult economic times? What steps are there to help weather the tough economic times?
If we are in the middle of this challenge, the obvious reason is that our earnings are less than our expenses. So we must examine every expense and see if there is a way to reduce it or to eliminate it.
If we look at basic things like housing or utilities: what can be done to reduce the expense? Might a move to a smaller placebe possible? What can be done to reduce the use or cost of utility expenses? Might a switch to a competitor reduce the expense?
Example: can we shop around for a less expensive phone? What features can we eliminate that we can do without?
Food: can we shop more wisely? How can we care for our nutritional needs by cutting down expenses? Can we eliminate the junk food which is expensive and at
Example: can we plan our meals with what is on sale that week? There are a variety of apples, which variety is the least expensive?
Entertainment: can we enjoy activities that cost nothing or next to nothing? How about inviting a few friends and play some games? Is there something interesting to do locally that has little or no cost?
Example: is there a park in the area where one can go and enjoy some activities like hiking or swimming that are free?
Other things we can do: Can we avoid buying on credit? Can we take on an additional part-time job?
Why not take out some scrap paper and start writing down what possible things can done to help you better deal with the tough economic times and find a way to reduce expenses and make ends meet!